NBFC Registration
NBFC (Non-Banking Financial Company) Registration is a mandatory approval required for companies that wish to provide financial services such as loans, advances, asset financing, or investment activities without holding a banking license. It is regulated by the Reserve Bank of India (RBI) and ensures that financial operations are conducted in a transparent and legally compliant manner. This registration is essential for businesses entering the financial sector, as it provides legal recognition, builds credibility, and allows access to funding opportunities. It also helps in maintaining financial discipline, protecting customer interests, and ensuring long-term business growth.
Get Started Now
What is NBFC Registration?
Why Choose This?
Legal Authorization
Provides official permission to carry out financial activities legally.
Access to Funding
Enables businesses to raise capital and provide loans or credit facilities.
Business Credibility
Builds trust among customers, investors, and financial institutions.
Regulatory Compliance
Ensures adherence to RBI rules and reduces legal risks.
Financial Growth Opportunities
Helps in expanding financial services and scaling operations.
Investor Attraction
Attracts investors due to regulated and structured business model.
Registration Process
Company Incorporation
Register a company under the Companies Act.
Capital Requirement
Maintain minimum Net Owned Fund as per RBI guidelines.
Document Preparation
Prepare all required financial and legal documents.
Application Filing
Submit online application on RBI portal.
Verification by RBI
RBI reviews documents, background, and business plan.
Approval & License
Receive NBFC Registration Certificate from RBI.
Documents Required
- PAN Card & Aadhaar Card of Directors
- Certificate of Incorporation
- Memorandum & Articles of Association (MOA/AOA)
- Board Resolution
- Bank Account Details & Net Worth Certificate
- Financial Statements
- Business Plan
- Address Proof of Registered Office
- Director KYC Documents
- Auditor Certificate
Frequently Asked Questions
Yes, it is mandatory to obtain RBI approval before starting financial operations.
Currently, a minimum Net Owned Fund of ₹2 Crore is required (may vary as per RBI updates).
Most NBFCs cannot accept demand deposits unless specifically authorized by RBI.