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NBFC Registration

Is a digital signature needed for NBFC?

Published 03 Nov 2026

THE SHORT ANSWER

Digital signatures are required for certain electronic company or regulatory filings, while other portals use OTP or e-sign verification. Obtain a valid certificate only where prescribed. Ensure the signer is authorised and the certificate…

Digital signatures are required for certain electronic company or regulatory filings, while other portals use OTP or e-sign verification. Obtain a valid certificate only where prescribed. Ensure the signer is authorised and the certificate details match the application. An NBFC generally needs incorporation as a company and a Certificate of Registration from RBI before carrying on regulated financial business. Capital requirements depend on category and current RBI directions; this is not a routine small-business licence. Before submitting, compare the latest rules and forms with the facts of your particular case. Keep supporting documents, receipts and approval communications in a secure file. If the activity is regulated or the facts are unusual, obtain advice from a qualified professional.

Requirements can vary by service, state and current rules. Check the issuing authority’s latest instructions for your application. Shree Meeracorp provides consultancy assistance and is not a government authority.

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